As the largest generation with the most spending power in US history, millennials should be at the forefront of nearly every brand’s business strategy and decision making. Today’s brands know that winning millennial loyalty is critical to success. However, millennials today are inundated with choices, making their loyalty all that more elusive. In the second [...]
In today’s hyper-competitive environment, how can businesses rise above the competition to drive customer retention and engagement? With customer loyalty more elusive than ever before, it’s never been more important for businesses to understand the crux of this issue and tackle it head-on. In our Insight to Action Series, we explore how businesses can acquire, [...]
In today’s hyper-competitive environment, how can businesses rise above the competition to drive customer retention and engagement? With customer loyalty more elusive than ever before, it’s never been more important for businesses to understand the crux of this issue and tackle it head-on. In our new, four-part Insight to Action Series, we explore how businesses [...]
“Child identity theft or fraud will affect one in four children before they are 18 years old,” says Michael Bruemmer, Vice President of Consumer Protection at Experian Consumer Services. Children are especially lucrative targets for cyber criminals as parents don’t typically check their child’s credit report, where the theft can go unnoticed for several years. [...]
Image courtesy of IBM. IBM just released IBM Z, a new mainframe that reportedly can run more than 12 billion encrypted transactions per day – a staggering 18 times faster than any other platform. Since encryption is difficult to do at scale, IBM hopes this mainframe will help banks, healthcare providers, government agencies [...]
Credit scores play a critical role in most of life’s major financial decisions. They can determine if you qualify for a loan and many affect the interest rates applied to that loan. They’re also a factor in approving new credit cards and home rental applications. In general, higher credit scores indicate a lower risk for [...]
Summer vacation is prime time for identity theft and fraud. We recently shared tips to help consumers stay secure and keep a relaxing trip from turning into a headache. But what about the risks before you’ve stepped out the door? Travel scams are among the most popular online threats facing consumers. According to a recent [...]
With the summer months upon us, the thrill of escape is constantly on our minds. Whether it’s an international getaway, a road trip, a visit to the beach, or another destination, summer is synonymous with travel. Perhaps you’ve already made some vacation plans of your own this summer. While it’s great to get out and [...]
According to the Identity Theft Resource Center, 76% of consumers are aware that using free public Wi-Fi can lead to identity theft. However, people are still three times more likely to connect to a public Wi-Fi hotspot if it’s free to use. Public Wi-Fi allows anyone within a specified area to potentially access or read [...]
Earlier this week, our team had the pleasure of participating in the Card Forum here in Austin, Texas. The three-day event headed up by publisher SourceMedia brought together over 600 professionals from the mobile payments, credit, marketing, risk and fraud industries. Session programming highlighted trends, challenges and innovation in card programs across financial services and [...]
